Forget everything you know about Farm Loans

Every year, the USDA sets aside billions in low-rate loans for farmers.

We prepare and submit your whole application – and you don’t pay us unless you get funded.

Every year, the USDA sets aside billions in low-rate loans for farmers.

We prepare and submit your whole application – and you don’t pay us unless you get funded.

SEE IF YOU QUALIFY

Direct loans from the USDA’s Farm Service Agency · Up to $400,000 · Funded by Congress every year

THE OPPORTUNITY

Yes, this is real.

The USDA’s Farm Service Agency lends money straight to farmers. Not through a bank – the government itself is the lender. Congress sets this money aside every single year, at rates banks can’t touch.

The catch? It doesn’t come to you. You have to claim it.

$400K

Maximum Direct Operating Loan

1–7 yrs

payments timed to when your crop sells

owed to us if you don’t get funded

No perfect credit score required. No wealthy co-signer. The FSA looks at your whole operation – and it exists for farmers banks turn away.

WHAT IT COVERS

Money for the real work of farming.

Operating loans cover the day-to-day of running your place.

Equipment & machinery

Tractors, implements, irrigation, repairs. The iron that keeps you running.

Seed, livestock & supplies

Seed, feed, animals, fertilizer, fuel. Everything the season takes.

Living expenses

Payroll, land rent, family living costs. Even refinancing certain farm debts.

SEE IF YOU QUALIFY

THE CATCH

So why isn’t every farmer funded?

One word… Paperwork.

A full FSA application is a 50-100 page stack of unfamiliar forms – then weeks or even months of back-and-forth with you loan officer. You’re already working sunup to sundown. When does the paperwork get done?

So most farmers never start. Some quit halfway. Others send in something incomplete, and it sits. Not because they didn’t qualify – because the paperwork is too much.

OUR JOB

We handle the paperwork.

Funded Farmers works with you one-on-one. We gather the documents, fill out the FSA forms, build your farm business plan and cash flow projections, and put the whole application together – complete, organized, done right.

Then we submit it to your local FSA office and stay on it until the money lands.

Here’s a secret: FSA loan officers want to approve good applications. Our job is making yours easy to say yes to.

SEE IF YOU QUALIFY

NO FUNDING, NO FEE

We get paid when you do.

Our fee is a percentage of your funded loan – due only when the money is actually in your account. No retainers. No hourly billing. Nothing up front.

If you don’t get funded, you don’t owe us the fee. Simple as that. We’ll walk through the exact numbers on your call, before you commit to anything.

Built for working farms.

Row crop, specialty crop, livestock, indoor or urban ag – anywhere in the country. If you’re already farming and need capital to run or grow, this is for you.

Fair warning: this program fits farmers who are already operating. It’s generally not built for starting a farm from scratch.

Two minutes. That’s it.

SEE IF YOU QUALIFY

Two minutes. That’s it.

SEE IF YOU QUALIFY